General Liability
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Commercial General Liability
General Liability, otherwise known as CGL insurance that is issued to protect third party losses that may arise from the work completed / performed.
Program Highlights
- Occurrence Form
- Policy numbers in less than 20 minutes
- New Ventures Accepted
- Payroll Based Rates
- Financing Available
- Lapses in Coverage accepted
Classes Written
- A/C and Refrigeration
- Air Conditioning Systems Installation
- Appliance and Accessories Installation – No dishwasher work
- Carpentry (Interior/Woodwork/Shop)
- Concrete (Flat)
- Concrete (Foundations) – Commercial work only, no foundation repair
- Debris Removal – Demo work is allowed with a Bobcat or similar machinery
- Door & Window Installation
- Drywall
- Fencing
- Floor Covering Installation
- Garage Door Installation
- HVAC
- Janitorial
- Landscaping – Any tree trimming must be performed from ground or ladder
- Handyman
- Masonry
- Painting Interior/Exterior
- Sheet Metal
- Siding and Decking
- Tile and Marble Installation
- General Contractor
- Water Drilling
- Grading
- Metal Erection
- Insulation
- Water/Sewer Mains
- Septic Install
- Plumbing
- Prefabricated Homes
Additional Coverage Options / Endorsements
- Blanket Per Project Aggregate
- Blanket Additional Insured – Completed Operations / CG2037 Equivalent
- Blanket Your Work – 1185 Equivalent (Commercial Work Only)
- Blanket Waiver of Subrogation
- Blanket Primary/Non-Contributory Wording
- Buildings and Structures Exceeding 3 Stories (Exterior)
- Schools & Recreation Facilities
- Heating Devices
- Hospital Work
- Additional Insured Endorsements for HOAs